SubAtlas Crypto card · Bybit Card guide · Updated 2026-08-17
Apply for a Bybit Card only after checking country eligibility.
Bybit Card can turn eligible account funds into a card payment and may offer rewards. It is not available everywhere, approval is not guaranteed, and referral benefits never replace identity, residence or transaction requirements.
Check your true country of residence, open the card referral link and confirm code ZRN097P before submission. Wait for approval before moving more than a small funding amount.
Check supported residence
Use your real country and stop if the card is unavailable there.
Open the card invitation
Sign in through the card link and confirm code ZRN097P before submitting.
Complete genuine verification
Provide your own identity, residence and any requested address evidence.
Fund after approval
When the virtual card and deposit networks are visible, start with a small amount.
Pay the eligible merchant
Use the direct website when the reward terms exclude app stores.
A Bybit account does not automatically make the card available.
Card support is limited by residence and product region. The application may require a separate or enhanced identity check and proof of address. Review the card application and restricted-country pages before doing anything else.
Do not select a false country or submit borrowed documents. If your residence is unsupported, the correct action is to stop rather than fund an account for a card you cannot lawfully obtain.
- True residence
- Valid identity document
- Requested address evidence
- Current card availability in the account
Confirm the card code before the first application is submitted.
Open the dedicated Bybit Card link, sign in and look for the invitation field on the final information-confirmation step. The code for this guide is ZRN097P.
Card invitation campaigns and ordinary exchange-account referrals may be separate. Reward amount, spending task and deadline shown in your account on the application date control the outcome.
After approval, copy the receiving network before choosing a withdrawal network.
Open Bybit deposit, choose USDT and copy both the address and the exact network. Return to the sending exchange and select the same asset and same network.
Aptos or Avalanche C-Chain can be fast and inexpensive when both platforms display support at that moment. If one side does not show the network, do not use it. Start with the minimum practical test amount.
- USDT on both sides
- Exactly the same network
- Memo or tag copied when shown
- Small test before the remaining balance
A 100% reward is conditional points up to a cap, not every subscription for free.
Bybit's current program can require a minimum card tier, an eligible named merchant, direct website payment and a points waiting period. Monthly caps are shared across qualifying transactions.
Calculate the cost of reaching a tier and any conversion fees. App-store payments, wallets or aggregators can be excluded even when the final product is ChatGPT or Claude.
- Open the current merchant list
- Check tier and monthly cap
- Pay through the required merchant route
- Confirm posted transaction and points status
Frequently asked questions
The common failure points, answered first.
01Can I add the card referral code after applying?
Do not assume so. Confirm the code before submitting the first card application; live Bybit terms control whether any later change is possible.
02Should I transfer USDT before approval?
No large transfer is needed for the application. Wait until the card is approved and the correct deposit network is visible, then test a small amount.
03Does the invitation guarantee a reward?
No. Country, approval, campaign enrollment, eligible net spending and deadlines still apply.
Official sources
Rules change; open them again before applying or paying.
Open the Bybit Card invitation
Eligibility, price, fees and rewards are controlled by the official page on the day you act.